Long-Term Disability Insurance: What Medical and Dental Professionals Need To Know
One common theme we’ve seen at MPPL Financial in our 20-plus years of advising doctors and dentists is having either the wrong type of long-term disability insurance or an inadequate policy in place. If you’re a doctor or dentist, it’s critical to be sure you have the right policy for your specific needs. Otherwise, you […]
Medicare Facts You Need To Know
Understanding Medicare can be daunting. Here’s a primer of the key facts that you need to know when exploring the various options available to you. Enrollment Dates Initial enrollment period* Begins 3 months before you turn 65; ends 3 months after the month you turn 65 General enrollment period January 1 through March 31 each […]
A Six-Point Medicare Part D Checklist To Get the Best Prescription Drug Coverage
Contrary to what many retirees may think, selecting a Medicare Part D (prescription drug) plan is not a one-time decision. With the high cost of prescription drugs, it’s important for all existing Medicare enrollees to carefully review Medicare Part D coverage annually to ensure their existing plan continues to be the best option for their […]
Why Pre-Retirees Need To Understand How Medicare Works
Many people approaching retirement incorrectly believe that their health care costs will be fully covered once they reach 65, the magical year they become eligible to enroll in Medicare. After all, it’s not surprising that pre-retirees think that because they paid the 1.45% Medicare tax on their annual earnings over the course of their working […]