Investment Management & Portfolio Management
At MPPL Financial, investment management is more than selecting investments. We create customized portfolios designed around your goals, tax considerations, and financial plan to help you grow and protect your wealth over time.
Five Beliefs for Managing Your Money
Every portfolio we manage is guided by a disciplined investment philosophy designed to help clients pursue their goals through changing markets. These five core beliefs shape every investment decision we make.
Integrated
We craft a thoughtful investment plan for your money where asset allocation tightly aligns with your goals as well as your personal financial and tax situation.
Intentional
We invest in areas of the market that provide opportunities and upside potential within the risk parameters for your unique situation.
Efficient
We combine active management and passive strategies thoughtfully to build portfolios designed to achieve your objectives while considering costs, diversification, and long-term tax efficiency.
Tax Intelligent
We consider all of the ways to enhance overall portfolio return without taking on additional incremental risk or triggering unwanted taxation that could impact long-term returns.
Actively Managing Risk
Through ongoing assessment of economic and market conditions, along with any changes in your objectives or life circumstances, we proactively adjust and optimize your portfolio to capture opportunity and manage risk.
A Personalized Portfolio Guided By Investment Professionals
Every MPPL portfolio is guided by our dedicated investment team and Investment Committee. Led by a CFA® charterholder, our investment professionals bring disciplined research, market analysis, and portfolio oversight to each investment strategy.
Working collaboratively with your financial advisor, our team evaluates investment opportunities, monitors portfolio positioning, and makes thoughtful adjustments designed to keep your investments aligned with your goals, risk tolerance, and overall financial plan.
1. Discovering more about you
A financial discovery session helps us understand the implications of your short- and long-term goals and priorities with your liquidity and capital needs, as well as your appetite for risk and sensitivity to taxes. This discovery complements the financial plan we’ve developed for you.
2. Establishing an investment plan
The best investment plans align your MPPL Financial Blueprint and the findings from our financial discovery session. Your investment plan will establish an asset allocation mix of stocks, bonds, and specialty assets that align with your objectives and unique financial situation.
3. Building your personalized portfolio
Using your investment plan as a guide, we build a personalized portfolio using a combination of MPPL’s professionally managed investment strategies and carefully selected third-party investment solutions when appropriate. Every investment is selected to support your financial objectives while balancing opportunity, risk, and tax efficiency.
4. Monitoring and optimization
Our dedicated investment team continuously monitors economic and market conditions, along with changes in your goals and circumstances, to optimize your portfolio, manage risk, and identify new opportunities as they arise.
Frequently Asked Questions
At MPPL Financial, investment management begins with understanding you, not simply selecting investments. We combine personalized portfolio management with the expertise of a dedicated investment team and Investment Committee.
Led by a CFA® charterholder, our investment team conducts research, evaluates opportunities, and provides ongoing portfolio oversight to support thoughtful investment decisions. Working collaboratively with your financial advisor, we build and manage portfolios based on your financial plan, goals, risk tolerance, tax considerations, and evolving needs.
As an independent fiduciary, our recommendations are always guided by your best interests and long-term objectives.
Your portfolio is managed by MPPL’s dedicated investment team, led by a CFA® charterholder with deep investment expertise. The team works closely with your advisor to ensure your investment strategy remains aligned with your MPPL Blueprint and long-term financial goals.
We begin by understanding your goals, liquidity needs, time horizon, risk tolerance, and tax considerations. We then develop an investment plan that establishes the appropriate mix of stocks, bonds, and specialty investments designed to align with your objectives and financial situation.
Tax considerations are an important part of our investment process. We evaluate opportunities to manage taxes through strategies such as asset location, tax-loss harvesting when appropriate, thoughtful investment selection, and ongoing portfolio management designed to improve after-tax outcomes.
Investment management is an ongoing process. Our team continuously monitors market conditions, economic trends, and changes in your financial circumstances. We make adjustments when appropriate to help ensure your portfolio remains aligned with your goals, risk tolerance, and long-term strategy.
No. While MPPL has offices in Duluth and Grand Rapids, Minnesota; Wausau, Wisconsin; and Crystal Lake, Illinois; we work with individuals and families across the country through secure virtual meetings. Whether you prefer to meet in person or remotely, you receive the same personalized investment management experience and dedicated support.
Our ideal clients are successful individuals, families, executives, business owners, and retirees who typically have at least $500,000 or more in investable assets and are seeking comprehensive financial planning and investment guidance. However, every financial situation is unique. We consider your overall financial picture, planning needs, and goals to determine whether MPPL is the right fit to provide meaningful value.
We work with clients who value personalized advice and want their investment strategy coordinated with their broader financial life.
- Affluent individuals and families saving for retirement planning
- Retirees and those approaching retirement
- Business owners navigating liquidity events
- Executives managing concentrated stock positions
- Families planning for wealth transfer
Perspectives To Prosper
We meet you where you are in your financial journey, providing insights that encompass topics from the simple to the complex.
